Attention!!! US Captain’s & Crew

Are you paying too much for your health insurance?

Starting on Jan. 1st 2019, The individual mandate’s “shared responsibility” has been eliminated, meaning you NO LONGER are required to be covered by a health plan that’s compliant with ACA, (Affordable Care Act) and you’re therefore NOT going to be penalized.

This is great news for the yachting industry, since most U.S. policies are not FLEXIBLE enough for our industry and life style.

The U.S. domestic plans don’t normally cover, “work related injuries and accidents” onboard the yacht, in-network benefits OUTSIDE the area/state you sign up in, or provide coverage OUTSIDE the U.S. for extended periods of time.

Now, you can finally enroll into a health care plan that’s suitable for YOUR NEEDS as a traveling yacht crew, working onboard a vessel. Furthermore, you’ll most likely have BETTER coverage for LESS PREMIUM! The U/S/ deductibles, co-insurance and annual out-of-pocket max’s have been outrageously HIGH and the plans are unaffordable, especially for families. The monthly premium is comparable to a mortgage payment!

ACA “Individual Mandate” Eliminated Starting in 2019

Starting in 2019, the TCJA has eliminated the shared responsibility payment more commonly known as the “individual mandate,” that penalizes individuals who are not covered by a health care plan that provides at least minimum essential coverage, as outlined in the Affordable Care Act of 2010 (ACA).

NAVIGATOR PLAN

This is a great plan solution for you with the GeoBlue “Navigator” plan especially designed for Captains and crew.

The policy uses the Blue Cross/Blue Shield PPO network, available in ALL 50 states and the coverage extends WORLDWIDE.

The policy covers you ONBOARD the yacht, (primary to P&I), while taking yachting-related courses, in between yachts/jobs and on vacation. Additionally, the coverage can extend to any land based family members and dependents for additional premium. The annual deductibles are low, (starting at 0) and so is your annual out-of-pocket expenses and PREMIUMS are AFFORDABLE, in most cases.

Are you interested?

View Brochure >>

COVERS:

  • Onboard Yacht
  • Vacation time
  • While taking courses
  • In between jobs/yachts
  • Worldwide
  • In ALL 50 states
  • Family members/ dependents on land (even in U.S.)

5 TOP Reasons: (compared to U.S. Obamacare plan)

  • AFFORDABLE premium
  • Low deductible options, (from $0)
  • Low out-of-pocket costs
  • Flexible coverage
  • Suitable for the yachting industry

NAVIGATOR HEALTH PLAN QUOTE