International Medical Group® (IMG®) has extensive experience working with governments and medical organizations to assist our members during serious medical situations, including all global health emergencies since 1990.
Existing Policy holders – COVID-19 Coverage Information
The IMG Global Crew Medical Insurance plans for groups and individuals, the Crew Select plan and Global Medical Insurance Plans for Expats, may provide coverage for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.
For questions about a specific policy, benefits and to verify coverage, insureds should always refer to the certificate of Insurance as the definitive source for the terms, conditions and exclusions. Or contact your insurance company directly. The toll-free or collect-call phone numbers are usually listed on the back of the ID card or visit the insurance companies’ websites for more details about Coronavirus (COVID-19).
Applicants Seeking Coverage
The IMG Global Crew Medical Insurance plans for groups and individuals, the Crew Select plan and Global Medical Insurance Plans for Expats, may provide coverage for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.
FAQ CORONAVIRUS (COVID-19)
Q: I have purchased a long-term IMG Global Crew Medical Insurance Plan. Am I covered if I contract COVID-19?
A: Your global crew medical plan may provide coverage for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) from your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.
Q: I have a short-term travel medical plan and I have departed my Home Country/Country of Residence. Am I covered if I contract COVID-19?
A: Most of the IMG travel medical plans offer coverage for COVID-19 related care if you have purchased
and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) from your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.
Q: I have purchased a short-term travel medical plan, but I have not yet departed my Home Country/Country of Residence. Am I covered if I contract Coronavirus (COVID-19)?
A: There is no coverage* if you have not departed your Home Country/Country of Residence and not entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.
Q: How does the recent ban placed by the U.S. government impact IMG’s ability to perform transports?
A: IMG adheres to all governmental laws and regulations as they pertain to assisting and transporting members across the globe. If any member travels to a country after the ban was put in place, this may impact our ability to help them return home. Additionally, IMG must adhere to the travel restrictions themselves. This means that, for example, any member currently in Europe who may require a medical repatriation back to the United States should expect to experience delays in their return. As this is an evolving process, we will learn more in the upcoming days and weeks in terms of what, if any, exceptions of a medical nature can be made considering these travel restrictions. Each individual case is unique and will be reviewed and evaluated individually to determine the best course of action and plan.